[ China Agricultural Machinery Industry News ] According to statistics, agricultural insurance currently has more than 190 insurance types and nearly 800 insurance products. "Whether it is to protect people's livelihood or develop modern agriculture, we must pay attention to the supporting role of agricultural insurance." Sun Jing, deputy director of the Standing Committee of the National People's Congress of Shandong Province.

On the Insurance Market in the Development of Agricultural Modernization in China
According to the government work report, this year, some of the 13 major grain-producing provinces selected some counties and cities, implemented disaster relief insurance for moderate-scale farmers, adjusted some financial disaster relief funds, improved insurance claims standards, and improved the agricultural reinsurance system to continue to be stable. Agricultural insurance helps modern agricultural development.
"Modernization of agricultural characteristics with Chinese characteristics is inseparable from the strong guarantee of agricultural insurance." Du Jinli, director of the Finance Office of Luanping County, Hebei Province, said that jujube cultivation is the main source of income for local farmers to get rid of poverty, and to provide insurance for red dates. Subsidies, even if the farmers can still protect the book, Zaoyuan can also apply for loans with the policy, and the road to Fufumen is wider. "I hope that the insurance is more robust, inciting the transformation and upgrading of agriculture, and promoting the poverty-stricken counties to accelerate on the road to poverty."
What can agricultural insurance do for the “three rural issues”? How to promote agricultural disaster insurance?
Data show that from 2007 to 2016, the income from agricultural insurance premiums increased from 5.18 billion yuan to 41.71 billion yuan; the provision of risk protection increased from 112.6 billion yuan to 2.2 trillion yuan, with an average annual growth rate of 38.8%; and the number of participating farmers from 49.81 million The number of households has increased to 200 million households; the number of underwriting crops has increased from 230 million mu to 1.72 billion mu, covering all provinces. The coverage coverage of the three major ration crops of corn, rice and wheat with tertiary subsidies has exceeded 70%. Wu Yan, a member of the National Committee of the Chinese People's Political Consultative Conference and chairman of the China People's Insurance Group, said that China's agricultural insurance has achieved point-to-point risk compensation for affected farmers and solved the worldwide problem of carrying out insurance management under the decentralized agricultural production mode.
Professor Guo Guozhu of the Capital University of Economics and Business said that agricultural insurance has effectively magnified the effect of supporting financial support for agriculture. In the future, it should continue to promote the expansion of agricultural insurance, increase products, and raise standards, develop and adapt to the requirements of agricultural modernization development, and meet new agricultural management. Insurance products for the main needs.
At present, there are still two major issues to be solved in China's agricultural insurance market: First, it is necessary to step up the improvement of the agricultural catastrophe insurance system. Second, it is necessary to intensively cultivate and improve the degree of specialization. In addition, we should further promote the development of rural inclusive finance, improve the "government + bank + insurance" cooperation mechanism, better play the role of insurance risk compensation and financial communication, reduce rural credit risk, and open up the financial poverty alleviation service chain.
"Agricultural insurance government subsidies are big, and it is necessary to strengthen the supervision of insurance institutions, and to administer insurance institutions to use fake insurance policies to collect premium funds and toss compensation and compensation, so as to ensure that the policy of benefiting farmers is not running." Sun Jing stressed.

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